Tuesday, July 30, 2013

Been Busy

WOW... we have been really busy lately. Doctors appts with the kids and taking the kids to the park as well as getting ready for school (hard to believe summer break is almost over). I really have not had time to work on repairing my credit or finding.

However, I still find time to do Les Mills Pump and am quickly finding out why the Rep Effect works so well.

Have a good week
Mandie

Friday, July 19, 2013

Repairing My Credit

Okay, so after learing what I have about ChexSystems and second chance checking accounts, I have decided to go all the way and start rebuilding my credit.

I will start the process by getting one of the many unsecured credit cards for bad credit and have chosen to apply for the Credit One platinum card thanks to the reviews I read at getcreditcardsforbadcredit.com. If you need a bad credit credit card, check out the reviews at their site and then make the right decision based upon your needs, however, I am pretty sure you will go for Credit One like I did when you see all the fees and costs.

After getting a card and managing it like I need to, I will simply start working on getting some collections removed from my credit report. I think I will start disputinf as not mine and then start working on paying for deletion.

I will keep you update, stay cool in this blistering heat and have good weekend.

PS - even though it is hot, you still need to exercise and I highly recommend the Les Mills Pump program.

Monday, July 15, 2013

ChexSystems Removal Services

So, I have been searching during my kids nap looking for more information about ChexSystems and getting off of ChexSystems as well as finding some more information on non ChexSystems banks.

I found http://chexsystemsremovalguide.com , that provides some decent information about ChexSystems removal and why you should avoid these services.

They also provide more information about second chance checking accounts and non ChexSystems banks.

Time to make dinner

Good luck

Update About ChexSystem Banks

So, I told you about http://nochexsystembanks.com as a resource for those needing help getting a checking account while in ChexSystems. Well, I found another resource called mysecondchancebanking.com. This site lists banks and credit unions that still use ChexSystems and another company called Early Warning Services, but will allow you to open "second chance" checking accounts and there are lots more resources available on mysecondchancebanking as well. click here to visit site

Got to take the baby to get his 1 year check up. Good luck

Saturday, July 13, 2013

Finding a Bank Account On ChexSystems

As I said in my opening post, my husband and I have been struggling financially due to the economy and have suffered in the credit dept.

My husband recently bounced a check due to a simple mistake. We did have the money when the check was written, but he made an error when writing the numbers down. Well the mistake does not matter and it messed things up and the bank ended up sending us to ChexSystems (even though we immediately fixed the issue).

I have been trying to work on getting removed from ChexSystems, but do not know that I trust that way of doing things. So during some searches online, I found a site called nochexsystembanks.com, that provided a free list of Non ChexSystems Banks and we were able to open another bank account at a completely different bank.

Now, we did not lose our current account, but am worried and wanted to have a backup just in case our bank decides to close us. If you find yourself in the same trouble and need help, check out http://nochexsystembanks.com

Friday, July 12, 2013

Welcome to My Blog

Okay, so here is my blog. I am new at this and not sure how often I will actually post, but better late than never.... right?

I love exercising and my favorite work out is the Les Mills Body Pump work out. Not really hard according to my husband, but hard enough to me to help burn those calories and help me stay in shape. I think after I finish this round, I will start the P90X or Insanity program and try those.

I work at the hospital and my family has been struggling due to the slack economy and to make matters worse, there are lay-offs happening at my job. They say it is due to the bad economy and the new health care laws, but who knows

Till Next Time

Mandie